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Icon Accepted by over 150 million merchants around the world.

Stablecoin-backed spend card, accepted worldwide.

Load by mobile money, bank, card, or stablecoins. Pay from USDC with Apple Pay/Google Pay or withdraw to bank or mobile money on demand.

Trusted by fast-growing finance teams ยท Licensed partners and local rails ยท Developer SDKs ready

WHY THIS CARD

Everything you need in one smart card.

Spend globally, move money instantly, and manage it all from a simple, powerful wallet.

Fund your way

Mobile money, bank transfer, card, or on-chain USDC/USDT.

Spend everywhere

Visa acceptance worldwide; tap-to-pay with Apple Pay & Google Pay.

Keep value in USDC

Dollar-denominated balance, convert only when you spend or withdraw.

Global Spend Card

Use your card at over 150 million merchants that accept Visa worldwide.

Issued on Visa through licensed partners and regulated payment networks.ย Built for reliable, compliant spending globally.
How it Works

Top Up

Load USDC from mobile money, bank transfer, card, or on-chain stablecoins.

Add to Wallet

Add your Peer Card to Apple Pay or Google Pay for smooth, secure tap-to-pay everywhere.

Spend or Withdraw

Pay online or in-store with your Peer Card, or withdraw funds whenever you need access to cash.

Controls & Security

Stay in control with spend limits, card freeze, PIN management, and built-in security tools.

Issuance Fee
Free
Monthly/Yearly Fee
Free
Transaction in USD
0% Fee
Transaction in Other Currencies
Up to 3% FX Spread Fee
Card Limit
10,000 USD/Day, Increases with Usage
Compatible Token
USDC on Base
Wallets
Apple Pay, Google Pay, MOBILE MONEY & BANK

Frequently Asked Questions (FAQs)

Revolutionize the way you manage digital assets with Honeycoin's cutting-edge B2B platform.

What is the HoneyCoin Virtual Card and how does it work?

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The HoneyCoin Virtual Card is a stablecoin-backed spend card you can use anywhere Visa is accepted. Your balance sits in USDC; when you pay, HC automatically converts so the merchant is paid in their local currency. You can also move funds in and out via mobile money and bank transfers where supported.

How do I get and activate my card?

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Download the app and create an account โ†’ complete identity verification โ†’ add funds โ†’ activate your virtual card instantly and add it to Apple Pay or Google Pay.ย 

If you order a physical card, delivery typically takes 2โ€“3 weeks.

What are the transaction limits and spending restrictions?

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Default daily limits are $10,000 for spending and loading. You can set lower custom limits in-app. Higher limits may be available after review; network/merchant category rules may also apply.

Which tokens or currencies are supported, and how does conversion work?

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The card supports USDC (and select assets where enabled). When you make a purchase, the merchant receives fiat based on the cardโ€™s network settings and the merchantโ€™s settlement currency. If thereโ€™s a currency difference, standard network FX and fees apply.

Where is the card accepted, and are there geographic restrictions?

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Use it online, in-store, and globally, anywhere Visa is accepted. Some countries, merchants, and MCCs may be restricted due to regulatory or compliance requirements.

Ready to move across borders?

Reach out to our team today and start executing high-volume trades securely and efficiently.

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