We've closed a $4.9M Funding Round. Read more about our plans for the future here .

The future of
international finance.

We're redefining how people exchange value around the world by giving your finance and product teams the ability to make cross-border payments, run payroll, lend to borrowers, & manage all treasury operations in one place.

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Trusted by fast-growing finance teams · Licensed partners and local rails · Developer SDKs ready

Everything you need to power your business needs

HoneyCoin empowers finance teams to manage, convert, and pay in foreign currencies with reliable features.

WALLETS & PAYMENTS

Send and receive across borders, simply

Hold and move money globally with your multi-currency wallets. Store balances in fiat & crypto, collect and settle using local rails in over 15 markets.

Explore wallets & payments

Hold and manage funds in local and digital currencies

Collect pay-ins via bank or mobile money methods

Payout to local accounts or wallets on demand

Swap between currencies seamlessly within your wallets

VIRTUAL ACCOUNTS

Collect and send money like a local

Open named virtual accounts in your business name across multiple currencies and countries.

Receive and send payments locally, manage sub-accounts for your customers, and seamlessly move between local and digital currencies.

Explore multi-currency accounts

Open virtual accounts in KES, USD, GHS, and NGN

Collect and send local payments in your business name

Create and manage sub-accounts for customer operations

Payins Convert between LCY and USDT/USDC directly from your accounts are easier than ever

OTC DESK

Convert and Settle large volumes seamlessly

Access deep liquidity across global and local markets up to $5M per day. Trade between USD, stablecoins, and local currencies with fast settlement and transparent rates.

Explore OTC Desk

Settle trades in USD, USDT, or local currency

Access competitive rates of 25bps > Bloomberg Spot rate.

Execute same-day (T+0) settlements.

24/7 white-glove support for institutional and corporate clients

VIRTUAL CARDS

Spend smarter with company-issued cards

Issue virtual cards to teams for business expenses and control how company funds are used.

Set limits, approve spend in real time, and track every transaction directly from your HoneyCoin dashboard.

Explore Cards

Create virtual cards for teams, projects, or subscriptions

Set dynamic limits and approval rules per card

Monitor real-time transactions and automate reconciliation

Integrate card spend data with your existing accounting systems

Everything you need to power your business needs

HoneyCoin empowers finance teams to manage, convert, and pay in foreign currencies with reliable features.

WALLETS & PAYMENTS

Send and receive across borders, simply

Hold and move money globally with your multi-currency wallets. Store balances in fiat & crypto, collect and settle using local rails in over 15 markets.

Explore wallets & payments

Hold and manage funds in local and digital currencies

Collect pay-ins via bank or mobile money methods

Payout to local accounts or wallets on demand

Swap between currencies seamlessly within your wallets

VIRTUAL ACCOUNTS

Collect and send money like a local

Open named virtual accounts in your business name across multiple currencies and countries.

Receive and send payments locally, manage sub-accounts for your customers, and seamlessly move between local and digital currencies.

Explore multi-currency accounts

Open virtual accounts in KES, USD, GHS, and NGN

Collect and send local payments in your business name

Create and manage sub-accounts for customer operations

Payins Convert between LCY and USDT/USDC directly from your accounts are easier than ever

OTC DESK

Convert and Settle large volumes seamlessly

Access deep liquidity across global and local markets up to $5M per day. Trade between USD, stablecoins, and local currencies with fast settlement and transparent rates.

Explore OTC Desk

Settle trades in USD, USDT, or local currency

Access competitive rates of 25bps > Bloomberg Spot rate.

Execute same-day (T+0) settlements.

24/7 white-glove support for institutional and corporate clients

VIRTUAL CARDS

Spend smarter with company-issued cards

Issue virtual cards to teams for business expenses and control how company funds are used.

Set limits, approve spend in real time, and track every transaction directly from your HoneyCoin dashboard.

Explore Investments

Create virtual cards for teams, projects, or subscriptions

Set dynamic limits and approval rules per card

Monitor real-time transactions and automate reconciliation

Integrate card spend data with your existing accounting systems

FOR DEVELOPERS

Integrate payments that work

Find your way through our API docs to have our stack embedded in your workflow seamlessly. Clear endpoints, predictable webhooks, SDKs for Node/Python/Ruby.

Explore API Docs

Collect payments for your business in over +20 countries

Trigger instant transfers

Initiate and complete on/off ramp transactions

Retrieve all your transaction and customer data

Issue customer sub-accounts

Operate with complete confidence

Fraud Monitoring

Account Security

Regulated Partners

OTC Range

Our built-in fraud monitoring tools spot unusual activities and stop them in their tracks.

Learn about security

Robust industry-standard protocols secure your data

Learn about security

Built on licensed rails and regulated networks to ensure compliant, secure money movement in every market.

Learn about security

Trusted by 80+ businesses to transact up to $5M Per day

Explore OTC Desk

More than just a tool

HoneyCoin is built for the next generation of global finance where security, compliance, and transparency power every transaction.

MINTING

Convert between fiat and crypto instantly

Power your operations with seamless on and off-ramps for USDC, USDT, and local currencies — fast, compliant, and low-cost.

Explore

BULK PAYOUT

Bulk payouts for faster, routine transactions

You can now process hundreds of transactions at a time for routine payouts you need to process like payrolls and so much more

Explore

Why choose HoneyCoin

Gain access to multi-currency fiat wallets

We ship fast

We're constantly innovating and shipping updates at lightning speed. Your business needs agility, and we match your pace.

Intuitive UI

Our platform is not only efficient but also a joy to navigate. Experience a seamless UX that simplifies your financial management, leaving behind outdated, cumbersome interfaces.

Robust Security

Peace of mind is priceless. Our platform is built with industry-leading security protocols, safeguarding your financial data and transactions.

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TESTIMONIALS

Money made simple, for everyone.

From freelancers to founders, HoneyCoin helps thousands move money smarter every day.

For me, the most important thing when it comes to moving money is trust. I trust HoneyCoin and that gives me peace of mind. There's simply nothing more important than trust and peace of mind.

Yacob Berhane

CEO, Pariti

Outstanding cross-border financial services! HoneyCoin's diverse features & bespoke architecture impressed us. Their hands-on support & fast execution are top-notch!

JJ Taboola

CEO, Prime Circle

The HoneyCoin platform has worked so well for our use cases. The team has been super helpful and great at tailoring solutions to what we need. I'd recommend them to anyone.

Aaron Cohen

CEO, TalkSay

For me, the most important thing when it comes to moving money is trust. I trust HoneyCoin and that gives me peace of mind. There's simply nothing more important than trust and peace of mind.

Yacob Berhane

CEO, Pariti

Outstanding cross-border financial services! HoneyCoin's diverse features & bespoke architecture impressed us. Their hands-on support & fast execution are top-notch!

JJ Taboola

CEO, Prime Circle

The HoneyCoin platform has worked so well for our use cases. The team has been super helpful and great at tailoring solutions to what we need. I'd recommend them to anyone.