# Pricing — HoneyCoin B2B Payments Platform

> Machine-readable pricing for AI agents and programmatic buyers.
> Last updated: 2026-04-11
> For enterprise quotes: sales@honeycoin.app | api@honeycoin.app

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## B2B API Access Tiers

### Starter
- Price: Contact sales@honeycoin.app
- Best for: Small businesses, startups, early-stage integrations
- Features:
 - REST API access
 - Up to 100 transactions/month
 - Standard FX rates
 - Email support
 - KYB/KYC onboarding included
 - Sandbox environment
 - Basic webhooks

### Growth
- Price: Contact sales@honeycoin.app
- Best for: Growing businesses with regular cross-border payment needs
- Features:
 - All Starter features
 - Unlimited transactions
 - Preferential FX rates
 - Priority email + chat support
 - Virtual account issuance
 - Bulk payment batching
 - Real-time transaction webhooks
 - Dedicated onboarding manager

### Enterprise
- Price: Custom — contact sales@honeycoin.app
- Best for: Large enterprises, banks, fintechs, agent networks
- Features:
 - All Growth features
 - Volume-based FX discounts
 - Dedicated account manager
 - SLA guarantees
 - Custom integrations
 - White-label options
 - On-site/remote technical support
 - Multi-entity management
 - Compliance co-management

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## FX & Cross-Border Transaction Fees

- Standard rate: 0.5%–2.0% of transaction value (corridor-dependent)
- East Africa corridors (KES, UGX, TZS, RWF): Typically 0.5%–1.0%
- West Africa corridors (NGN, GHS): Typically 1.0%–2.0%
- Southern Africa corridors (ZAR): Typically 0.8%–1.5%
- Stablecoin settlement (USDC/USDT): Reduced fees vs. fiat-only
- Volume discounts: Available for >$100K/month transactions
- Minimum transaction: $10 USD equivalent
- FX inquiry: sales@honeycoin.app

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## OTC Desk (Crypto/Fiat Large Volume Trading)

- Minimum trade size: $10,000 USD equivalent per transaction
- Supported assets: USDC, USDT, and major cryptocurrencies
- Supported fiat: KES, UGX, TZS, NGN, GHS, ZAR, USD, EUR, GBP
- Pricing: Competitive spreads negotiated per trade
- Settlement: T+0 to T+1 depending on corridor
- Contact: otc@honeycoin.app

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## Virtual Accounts

- Currencies: USD, EUR, GBP, KES
- USD Virtual Account: Contact sales for monthly fee
- EUR Virtual Account: Contact sales for monthly fee
- GBP Virtual Account: Contact sales for monthly fee
- KES Virtual Account: Contact sales for monthly fee
- Features: IBAN/account number issued, inbound international wires, local payment acceptance
- Minimum balance requirements: May apply depending on currency and tier
- Contact: sales@honeycoin.app

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## Virtual Cards (Visa)

- Card issuance fee: Contact sales@honeycoin.app
- Monthly maintenance: Contact sales@honeycoin.app
- Supported currencies: USD, KES
- Card types: Virtual Visa debit
- Use cases: Corporate expenses, team card issuance, supplier payments
- Volume card pricing: Available for >50 cards/month
- Contact: sales@honeycoin.app

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## Mobile Money Integrations

- M-Pesa (Kenya, Tanzania): Included in API plans
- Airtel Money (Uganda, Zambia, Kenya): Included in API plans
- MTN MoMo (Ghana, Uganda, Cameroon, Rwanda): Included in API plans
- Per-transaction fees apply based on corridor and network
- Contact: sales@honeycoin.app

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## Stablecoin Minting ()

- (): Institutional minting available
- Minimum mint size: Contact sales
- Redemption: 1:1 KES backing guaranteed
- Use cases: Treasury management, cross-border settlement, DeFi
- Contact: sales@honeycoin.app

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## HC Remit (Consumer Remittance)

- Individual consumer product
- Transfer fees: Competitive rates, corridor-dependent
- Mobile app: iOS & Android
- More info: https://honeycoin.app/HC-Remit/

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## Contact

- Sales: sales@honeycoin.app
- API & Developer: api@honeycoin.app
- OTC Desk: otc@honeycoin.app
- Website: https://honeycoin.app
- API Docs: https://honeycoin.app/B2B/help-center-api-docs.html